Brian McDonagh
Head of Business Development & Marketing, Volkswagen Financial Services Ireland Limited
Explore motor finance with VWFSI — combining car solutions and finance to deliver tailored, flexible PCP and HP options.
For many Irish consumers, purchasing a car is one of the most significant financial decisions they will make. Understanding motor finance options is key to making a decision with confidence.
Choose your finance fit
Volkswagen Financial Services Ireland (VWFSI) supports customers by offering flexible finance options designed to suit a range of needs and by helping them understand their choices. It focuses on providing transparent information and supporting informed decision-making through an application process designed to be straightforward.
Motor finance offers an accessible path to vehicle ownership, allowing customers to spread costs over manageable monthly payments rather than paying upfront (lending criteria, terms and conditions apply). Common options include Personal Contract Plans (PCP) and Hire Purchase , each designed to suit different lifestyles and financial circumstances.
PCP, for example, typically offers lower monthly repayments with flexible end-of-term choices, while HP provides a straightforward route to full ownership. PCP is offered on new and selected used cars, giving customers greater flexibility when choosing their vehicle.
Motor finance offers an accessible path to vehicle ownership, allowing customers to spread costs over manageable monthly payments rather than paying upfront
Simple, smart car finance
As part of the Volkswagen Group, VWFSI combines financial expertise with deep automotive knowledge, ensuring finance solutions are tailored to customers’ requirements and the vehicles themselves. This allows for competitive offers, flexible products and a seamless journey from showroom to ownership.
Our finance products are complemented by Service Plans that help plan servicing costs in advance and ensure vehicles are cared for by manufacturer-trained experts using genuine parts.
Additionally, VWFSI offers access to a nationwide authorised dealer network across multiple Volkswagen Group brands, ensuring consistent service and high standards. With finance, servicing and support working together, customers enjoy a joined-up, convenient experience.
Whether you choose PCP or HP, applying for finance with VWFSI is simple. In fact, 79% of 1000+ participants in our 2025 Customer Satisfaction Survey found the application process very easy, while 87% would choose VWFSI again for their next car finance: a reflection of our customer-centric approach that puts the customers at the heart of everything we do.
Volkswagen Financial Services Ireland Limited is regulated by the Central Bank of Ireland.
